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Credit One Bank Careers

Financial Risk Analyst in Las Vegas, NV at Credit One Bank

Date Posted: 1/31/2019

Job Snapshot

Job Description



Position Summary

 

Credit One Bank, N.A. is a technology and data-driven financial services company offering a full range of consumer credit card products. In addition to being one of the largest credit card banks in the United States, Credit One Bank is the exclusive issuer of the Official Credit Card of NASCAR®, the Official Credit Card of the NHL’s Vegas Golden Knights, the Official Credit Card of the Big 12 Conference, and the Official Credit Card of the Las Vegas Aviators.

 

We are looking for highly qualified professionals at our state-of-the-art, corporate headquarters in Las Vegas, NV. In addition to providing our card members with superior value and service, we are dedicated to providing engaging and challenging career opportunities for our employees. As a member of the Credit One Bank team, we’ll help you be your best and support you so you can reach your full potential.

 

This position manages an acquisition program in terms of risk performance and overall profitability.  Perform deep dive analysis at the acquisition channel level and ad hoc analyses as needed.  Identify opportunity to grow the acquisitions volume without negatively impacting the program profitability.  Also develops and manages the delinquency and profitability forecasting models.

 



Summary of Essential Job Functions

 

  • Analyze portfolio performance to identify revenue opportunities and risk factors at early stage
  • Analyze the performances of individual accounts and derive data driven strategies for risk, collections, and/or marketing treatment strategies
  • Monitor the performance of different acquisition vintages as well as the roll rate of different delinquent / past due / default buckets to define portfolio performance trend
  • Implement performance-based treatment strategies including credit limit adjustments
  • Develop analytical tools ranging from customer segmentation to scorecard development
  • Optimize targeting, offers, and delivery across multiple customer contact points including mail, email, phones, and Digital

Job Requirements



Position Requirements

 

  • Advance knowledge in the following: Microsoft Office (Excel, Word, PowerPoint)
  • Bachelor's degree in Finance, Economics, Decision Sciences, Mathematics, statistics or related field. (advanced degree preferred)
  • 3+ years advanced use of at least one of the following: Microsoft Access, SQL Server, Oracle, or SAS
  • 3+ years work experience in a similar role in a professional corporate environment
  • Ability to work well with various departments and team mates
  • Excellent verbal and written communications skills
  • Experience data mining large databases
  • Experience in predictive modeling to support risk, fraud, collections, credit lines, and marketing strategies
  • SQL experience is a major plus
  • Experience in customer channel optimization – Web analytics is a plus.

 

 

Preferred (Not Required):

  • Advanced degree in Business, Mathematics, or Computer Science
  • Consumer Credit Card industry experience

 

 



Physical Requirements

 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

 

While performing the duties of this job, the employee is regularly required to sit.  However, the employee may choose to stand and move within cubicle area.  The employee is frequently required to use hands to finger, handle, feel, talk and hear; reach with hands and arms.  Must possess the ability to effectively hear and communicate.  The employee is occasionally required to stand and walk.  The employee must occasionally lift and/or move up to 2 pounds.  Specific vision abilities required by this job include close vision, peripheral vision, depth perception and ability to adjust focus. 

 

Based on the Fair Labor Standards Act (FLSA), management has analyzed this position and determined it to be exempt.

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