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Credit One Bank Careers

Risk Analyst, Acquisition Risk Management in Las Vegas, NV at Credit One Bank

Date Posted: 4/1/2019

Job Snapshot

Job Description



Position Summary

 

Credit One Bank, N.A. is a technology and data-driven financial services company offering a full range of consumer credit card products. In addition to being one of the largest credit card banks in the United States, Credit One Bank is the exclusive issuer of the Official Credit Card of NASCAR®, the Official Credit Card of the NHL’s Vegas Golden Knights, the Official Credit Card of the Big 12 Conference, and the Official Credit Card of the Las Vegas Aviators.

 

We are looking for highly qualified professionals at our state-of-the-art, corporate headquarters in Las Vegas, NV. In addition to providing our card members with superior value and service, we are dedicated to providing engaging and challenging career opportunities for our employees. As a member of the Credit One Bank team, we’ll help you be your best and support you so you can reach your full potential.

 This position is a part of the Risk Management department. Our risk professionals are tasked with identifying revenue opportunities and risk trends by monitoring the performance of our existing portfolio, growth opportunities, and general market trends. We develop and implement strategies for credit line increases, authorizations, collection, fraud, retention, and the sale of revenue based products.

 

In the role of Risk Analyst, the position will primarily be responsible for driving the Bank’s incremental growth through Digital and Direct Mail Acquisition strategies. This position will focus on evaluating, analyzing, and reporting the impact and performance of digital and direct mail acquisition strategies, as well as conducting analysis to evaluate the risk of new and existing programs.

 

Essential job responsibilities include developing and maintaining reports to track portfolio and vintage performance and profitability, present findings to upper management and making recommendations for improvements.

 

The position reports directly to the Assistant Vice President responsible for Acquisition Risk Management.



 



Summary of Essential Job Functions

 

  • Evaluating, analyzing, and reporting the impact and performance of digital and direct mail acquisition strategies.
  • Leading analysis in order to evaluate the risk of new and existing programs.
  • Assessing all application underwriting rules and strategies to align for business standards and strategic goals.
  • Driving incremental growth through the development of new strategies or the optimization of existing strategies in the digital and direct mail acquisitions space.
  • Presenting findings to upper management and making recommendations for improvements.

Job Requirements



Position Requirements

 

  • Bachelor's Degree in Economics, Finance, Business, Math or related field.
  • 3+ years analytical experience in Banking, Finance, Insurance or Gaming.
  • 3+ years advanced use of at least one of the following: Microsoft Access, SQL Server, Oracle, or SAS
  • Impressive communication skills and the ability to address technical and non-technical audiences.
  • Intellectual horsepower with problem solving and analytical skills.
  • Must be proficient in data mining and financial modeling procedures.
  • Self-starter, who can work independently with a high degree of organization on several projects at one time.
  • Sufficient self-confidence and ability to propose new ideas/solutions.
  • Ability to quickly assimilate and analyze large amounts of information.
  • Strong knowledge of Microsoft tool suite (Excel, Word, PowerPoint, Visio).
  • Knowledge of financial analysis and profitability drivers.

 

Preferred (Not Required):

  • Advanced degree
  • Consumer Credit Card industry experience
  • Experience in digital and direct mail markets and online acquisitions.

 

 



Physical Requirements

 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

 

While performing the duties of this job, the employee is regularly required to sit.  However, the employee may choose to stand and move within cubicle area.  The employee is frequently required to use hands to finger, handle, feel, talk and hear; reach with hands and arms.  Must possess the ability to effectively hear and communicate.  The employee is occasionally required to stand and walk.  The employee must occasionally lift and/or move up to 2 pounds.  Specific vision abilities required by this job include close vision, peripheral vision, depth perception and ability to adjust focus. 

 

Based on the Fair Labor Standards Act (FLSA), management has analyzed this position and determined it to be exempt.

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