Credit One Bank Careers

Director of Data Science and Modeling in Las Vegas, NV at Credit One Bank

Date Posted: 10/23/2018

Job Snapshot

Job Description

One of America's leading issuers of VISA® and MasterCard® credit cards located in Las Vegas Nevada is seeking highly qualified risk professionals. We provide credit cards to individuals who have been historically overlooked by other banks because of their less than perfect credit. With millions of people carrying our credit card, we pride ourselves on excellent customer service and an array of credit card products with innovative features.

This position is a part of the Risk Management department but supports the entire bank. Our data scientists are tasked with developing models and analytical optimization techniques that support the entire organization including credit underwriting, response, fraud, credit line, and portfolio modeling.

Lead a team of 3-5 highly professional and technical analysts (i.e. modelers). Supervise and participate in custom model developments for the bank; including logistic, linear, time-series regression, decision trees, etc. using SAS EGuide, EMiner and Python.  Explore opportunities to use cutting-edge techniques (such as ML) for continued improvements in the existing processes.  Ability to data mine large databases.  Provide ad hoc analyses upon request.  Manage the work of other data scientists / modelers in addition to their own workload.

Responsibilities:

  • Manage the strategic initiatives with the business partners and deliver impactful solutions requiring complex techniques
  • Design and initiate projects to deploy machine learning algorithm to enhance existing and/or introduce new processes and show bottom line impact
  • Interact with senior management and business owners
  • Translate the work/projects done by the modeling team to bottom line impact
  • Manage complex analyses and/or modeling that maximizes profits and/or asset growth and minimizes credit and/or operating losses and other risk exposures.
  • Provides analytical support to meet the company’s strategic goals
  • Anticipates issues based on knowledge of business trends and proposes direction and solutions.
  • Serves as an expert consultant to senior management on highly complex issues
  • Manages testing and the roll out of company-wide model projects
  • Partners with technology groups to define business requirements on model related projects
  • Provides work direction to the data scientists & modelers and ensures accuracy and quality of their deliverables
  • Develop a team of statisticians through day-to-day interactions and the annual review process
  • Performs other duties as assigned

Job Requirements

Requirements:

  • 5+ years of relevant experience
  • 4 year degree in quantitative area such as mathematics, economics, engineering, computer science and equivalent industry experience.
  • 4+ years advanced use of at least one of the following: Microsoft Access, SQL Server, Oracle, or SAS.
  • Must have well developed organizational and prioritization skills, with the ability to manage multiple and sometimes competing priorities.
  • At least 1 year of people management experience including team skill development and annual review process.
  • Position requires excellent written and oral communication skills, and the flexibility, and ability to thrive in a fast-paced, rapidly changing, highly complex environment.
  • Demonstrated strong analytical, conceptual and quantitative problem-solving skills.
  • Sound project management skills.
  • Advance knowledge of Microsoft Office (Excel, Word, PowerPoint, Visio).

  Preferred (Not Required):

  • Advanced degree
  • Machine learning algorithms
  • 4+ years risk management or equivalent industry experience preferred. Knowledge of financial analysis, credit reporting and profitability drivers.

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