Credit One Bank Careers

Risk Analyst III, Portfolio Risk Management (CLI) in Las Vegas, NV at Credit One Bank

Date Posted: 3/19/2018

Job Snapshot

Job Description

Credit One Bank is a leading issuer of VISA branded credit cards with over 8 million active customers.  With ever changing portfolio risk and profitability dynamics, and the drive to expand the business substantially beyond current levels, the Bank seeks to fill a position on its Portfolio Risk Management team.


In the role of Risk Analyst III, the position will be primarily responsible for managing the Bank’s Credit Line Increase (CLI) program.  This position will own monthly CLI campaign execution and reporting as well as develop and leverage effective MIS to evaluate the performance of the CLI program and make data-driven recommendations regarding potential strategy changes for the program.


This position should be a subject matter expert regarding portfolio composition, loss rate calculation, forecasting, credit bureau attributes, P&L drivers, and portfolio scores.  The position reports directly to the Vice President responsible for Portfolio Risk Management.  

Job Requirements



  • Previous financial services experience is required; credit card industry experience is preferred.  Bachelor’s degree in a quantitative area such as finance, economics, mathematics, or statistics is required; Master’s degree is a plus. 


  • Experience in decision science or direct application of decision engine technology in a prior role is desired.  Pega Certification a plus.


  • Strong financial analytical skills with the ability to read, interpret, and evaluate, financial time-series tracking reports (including vintage analysis). 


  • Fundamental knowledge of credit scoring, credit underwriting, and credit risk management. 


  • Familiar with a wide variety of credit card industry concepts, practices, and procedures including loss forecasting, account management strategy, and acquisitions strategy.


  • Advanced technical competencies using SAS Enterprise Guide and Miner and/or SQL, Excel and Tableau are required.


  • Effective data mining skills and the ability to explain changing data dynamics.