Credit One Bank Careers

Senior Financial Risk Analyst in Las Vegas, NV at Credit One Bank

Date Posted: 4/9/2018

Job Snapshot

Job Description



Summary of Position:

This position is a part of the Risk Management department. Our risk professionals are tasked with identifying revenue opportunities and risk trends by monitoring the performance of our existing portfolio, growth opportunities, and general market trends. We develop and implement strategies for account origination, credit line increases, authorizations, collection, fraud, retention, and the sale of revenue based products.

This position manages an acquisition program in terms of risk performance and overall profitability. Perform deep dive analysis at the acquisition channel level and ad hoc analyses as needed. Identify opportunity to grow the acquisitions volume without negatively impacting the program profitability. Also develops and manages the delinquency and profitability forecasting models.



Position Responsibilities:

  • Analyze portfolio performance to identify revenue opportunities and risk factors at early stage
  • Analyze the performances of individual accounts and derive data driven strategies for risk, collections, and/or marketing treatment strategies
  • Monitor the performance of different acquisition vintages as well as the roll rate of different delinquent / past due / default buckets to define portfolio performance trend
  • Implement performance-based treatment strategies including credit limit adjustments
  • Develop analytical tools ranging from customer segmentation to scorecard development
  • Optimize targeting, offers, and delivery across multiple customer contact points including mail, email, phones, and Digital

 

 

Job Requirements



Position Requirements:

Advance knowledge in the following: Microsoft Office (Excel, Word, PowerPoint)

  • Bachelor's degree in Finance, Economics, Decision Sciences, Mathematics, Statistics or related field. (advanced degree preferred)
  • 3+ years work experience in a similar role in a professional corporate environment
  • Ability to work well with various departments and team mates
  • Excellent verbal and written communications skills
  • Experience data mining large databases
  • Experience in predictive modeling to support risk, fraud, collections, credit lines, and marketing strategies
  • SQL experience is a major plus
  • Experience in customer channel optimization – Web analytics is a plus.

 Preferred (Not Required):

  • Advanced degree
  • Consumer Credit Card industry experience
  • 3+ years advanced use of at least one of the following: Microsoft Access, SQL Server, Oracle, or SAS
  • Statistical modeling exposure including logistic regression, CHAID/CART analysis, and other general linear models

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